The advancement of globalization and technology has given rise to an increase in the generation of wealth around the world. However, a percentage of the population have remained on the sidelines as regards this progress. Demirgüç-Kunt and Klapper (2013) explain that one of the forms of exclusion is financial, which most often occurs due to the lack of access to financial products and services, the lack of access to financial services or the lack of financial education.
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